David Richard Mackenzie

Clients value David’s practical, business‑focused advice. A senior coverage lawyer, he practices broadly across Property & Casualty, Cyber and Technology, Financial and Specialty Lines, advising insurers on complex coverage questions, policy wordings, and high‑exposure claims. David counsels on cyber events from incident response through regulatory, privacy, and third‑party liability issues; he also advises on class actions and significant property and liability losses.

He appears in coverage litigation in trial and appellate courts and is experienced in arbitration, mediation, and negotiated resolutions. David regularly assists with policy drafting and emerging‑risk reviews and is frequently invited to write on coverage topics involving cyber, technology, privacy, and P&C risks, and is a regular speaker and panelist. David is called to the Bar in Ontario , British Columbia , and Washington State , and acts for domestic and international insurers across Canada and in cross‑border matters.

Successfully argued in favour of limited coverage obligation owed by insurer to additional named insureds

Acted as coverage counsel for liability insurers in respect of construction defect claims, property damage and business interruption claims, privacy and data breach actions, technology errors & omissions claims, municipal liability claims, historic sexual abuse claims, and domestic, U.S., and international environmental contamination claims.

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