Hovsep Afarian

Hovsep is a top-ranked, “go to” lawyer in insurance disputes , “ an outstanding practitioner who pays attention to detail and achieves great results for his clients.”

A ‘ sophisticated advisor, strong leader and compelling advocate in the insurance litigation space ’, Hovsep achieves the best results for policyholder clients in complex insurance disputes.

With more than 20 years of experience, he has a distinguished track record of success in some of the biggest insurance claims in Canada involving crime bonds, Errors and Omissions policies, Directors and Officers policies, Commercial General Liability policies, property policies, life insurance policies, marine policies, and environmental liability policies. He has unrivalled expertise in cyber insurance claims and has acted on some of the largest and most significant insurance claims in Canadian history.

Recognized by industry experts for his ‘ encyclopedic knowledge of Canadian insurance coverage law’ , Hovsep has expertise in every area of an insurance claim from vetting policy language before inception to tenaciously litigating claims. He has appeared before all levels of Court across Canada as policyholder counsel. He is a Fellow of the American College of Coverage Counsel.

Successfully recovered $445 million for a catastrophic property damage and business interruption claim.

Successfully settled complex long-tail environmental liability coverage claims against thirteen insurers.